Job Description :
Job-Title: Mortgage Licensing (NMLS License Must)Location: Atlanta GACandidate must have NMLS license for NY State Professional Qualification if any bull; Valid NMLS License with no history of revocations from any state/authority• Mortgage certifications if any will be desirableSkills (Mandatorybull; Experience in US Mortgage Operations• Should be able to clear all the employment, education and criminal BGV requirements neededfor 50 states• Demonstrate connect with coworkers and clients to resolve compliance issues and drive daytoday operations bull; Attention to detail and ability to independently multi-task work to completionbull; Possess at minimum a basic knowledge and understanding of laws relevant to Credit Data andrelated services, such as, but not limited to, the FCRA, FACTA, ECOA, RESPA and GLBbull; Expeditious yet careful vetting of new clients from RFP through contract execution andcontinuous monitoring from compliance perspective• Desirable Skills - Proficiency and experience in Forensics / Investigationsbull; Effective planning, scheduling & implementation skills• Ability to conduct internal audits and co-ordinate with RMAC team• Ability to interact with Top Management and Client• Strong verbal and written communication skills• Strong MS Office (Word & Excel)Additional Skills• NMLS CertificationExperience• 8 - 10 years of work experience with about 3 - 6 years in the mortgage or compliance domainJob Description• Lead the BU Operations function, work closely with internal compliance SPOCs to ensurecontractual compliance requirements are being adhered to in all accountsbull; Drive productivity and quality in the team• Ensure compliance, and manage state licensing requirements of the S.A.F.E. Act and the NMLS,including individual and branch licenses, maintenance and renewal of licenses pertaining tooriginations business activitiesbull; Coordinate the execution of state regulatory audits and examinations under the direction of Riskand Control Manager and in collaboration with the Corporate Compliance and LicensingManagersbull; Create packages and provide response to new client and/or vendor due diligence requests.Ensure oversight of audits and examinationsbull; Maintain applicable licensing matrix to adequately reflect the business units state licenses• Collect and archive all licensing information and material documentation to a central repositorybull; Verifying license via NMLS/State mortgage websites• Timely file all required reports, renewal documents, and other applicable licensingrequirements. Drive toward process efficienciesbull; Work with RMAC team in conduct of audits, preparation for external audits from customerorganization, to monitor the gaps for a closure and evaluate risks for suitable mitigation plan.Sensitivity: Internal & Restricted• Conducting Process, Function and ISMS audits & Driving Audit & Risk closures in the process• Identify risk & compliance issues and assisting in mitigating risks. Define Risks That Matter witheach Process, along with the Process Management, Focus on "Risk That Matters" - RTM anddevelop action plans for mitigations• Continuous Risk & Compliance management of processes. Supporting process owner inmanaging process and information security risk and ensuring contractual compliance• Constantly monitoring, analyzing and reporting out on Risks and Compliance issues for Site andall processes in Location as well vertical• Check on adherence to legal / contractual / business process and relevant international laws andapplicable industry regulations• Co-ordination with auditors, functions and Operations for completion including collection ofnecessary evidences and gap closures of client and other audits• Ensure implementation of controls and restrictions based on any other standard as applicable• Engage with the Risk and Compliance management teams at Clients organizations and bringBest Practices to client• Investigating information security incidents reported and submitting report with corrective &preventive recommendations• Determine the Root Cause of failure in case of any incident and work to put in place Correctiveand Preventive measures• Educate and create adequate Awareness among the Stakeholder on all compliance policies andprocedures• Communication of Risk & Compliance issues through Awareness sessions, Trainings and huddles• Drive RMAC/COBC certifications & ISMS acceptance etc.No of days working• 5 days, Leaves will be based in business/client requirementSecurity Roles &Responsibilities• Updates themselves regularly with Company policies on Information Security ManagementSystembull; Ensure subordinates are aware of Company policies, in particular those on Information Securitybull; Ensure adherence to legal & regulatory requirements as applicable to the nature of workbull; Ensure Process adheres to legal & regulatory requirements as applicable to the nature of workbull; Ensure adherence to the Contractual Requirements of the Process/Functionbull; Encourage all subordinates to Report Security Incidentsbull; Ensure Compliance and Security Trainings for subordinates are conducted periodicallybull; Cooperate with Compliance and Security officers with Security Investigations• Monitor Compliance adherence and ensure a monthly review of status• Facilitate Regular Audits to detect any compliance or contractual breaches and encouragecontinuous improvementsbull; Ensure Risk assessment is conducted for the process at the start of Operations and on any majorchange taking placebull; Review Risk Assessment document and implement mitigations strategies.