Job Description :
RESPONSIBILITIES:

Minimum of 1-2 years of Frontline Underwriting experience

Using any and all automated or manual underwriting engines review, analyze and underwrite files on first and second mortgage loans for various lenders according to their prescribed guideline.

Review and verify all financial documents to assess economic health of loan applicant including verifying income and employment as well as applicant’s credit history. Source additional information as needed when inconsistencies are found.

Scrutinize accounts from which the applicant’s funds are originating to determine the credit worthiness of the applicant.

Assess the property appraisal to ensure accuracy and appropriateness relative to loan being requested.

Ensure conditions have been reviewed and approved for compliance and completion of loan.

Maintains current knowledge of lender and investor requirements.

Assists processors and other underwriters in understanding underwriting decisions and conditions.

Make recommendations for credit and final approval to gain lending authority.

Must be able to meet established minimum daily expectations for this position.

This position may require frequent over time, at times on a daily basis; must be available to work additional hours on short notice as determined by management to meet client service level agreements.

*Maintain the security, confidentiality, integrity and availability of information stored in the ISGN’s computer networks and data communications infrastructure. All users of ISGN’s systems are responsible for protecting those resources and the information processed, stored or transmitted. For full details of your responsibility, please refer to the ISGN Information Security Policy.

Perform other related duties as assigned or directed.